221 South Main St. Uxbridge, MA 01569
Insured Financial Wealth is a team of dedicated professionals in college planning and retirement planning services.
For over 20 years, the team at Insured Financial Wealth has gained great satisfaction in helping individuals, families, and business owners understand the living benefits of life insurance and teaching them how to ensure themselves and a debt free tax efficient retirement.
Since 1995, Insured Financial Wealth has been based in Uxbridge, Massachusetts. The company offers a variety of services to teach both businesses and individuals how to have control over their spending habits and plan for a better retirement saving strategy.
While developing customized college planning strategies and plans for clients, Insured Financial Wealth always considers three essential components:
- How to increase a client’s net worth
- How to reduce a client’s current and future tax liability
- How to increase a client’s monthly cash flow
IFW offers a wide variety of quality and customized services to meet the needs of all clients including:
Your Family Bank®
Insured Financial Wealth has assisted numerous families and individuals in securing their financial future with the Your Family Bank® program. This program provides clients with an individualized approach to secure their futures using the resources they have right now. Many traditional representatives will offer strategies that produce a higher return rate or contribute more to your overall investments. The team understands that this is often not possible for most people. Rather than focusing on higher rates of return and increasing contributions that you simply don’t have, representatives with the YFB program look for methods to help clients establish core college planning they are able to manage and control.
In today’s business world, a college degree is commonly viewed as a requirement to get ahead in the world and be successful. College tuition has also risen over the years making planning for college a unique challenge for students and their families. The professionals at IFW encourage students and their families to begin saving for college as soon as possible. At the same time though, our team recognizes that life is full of surprises and saving for college isn’t always plausible or simple. Using the 10 Principles of Money Management system, Insured Financial Wealth demonstrates how parents and students can make small changes to lessen the burden of student loan debt.
Small business owners have a lot on their minds when it comes to developing plans for the growth of their business as well as secure plans for their families and retirement. Money is often tight and not readily available when working to grow a small business after you account for new employees, marketing strategies, products, and beyond. To ensure these small business owners maintain a secure future, Insured Financial Wealth provides a source of funds for the above mentioned expenditures while also capturing any excess interest and principal they may be paying to other institutions. They also help business owners create a fully developed, tax-free retirement plan for increased security and comfort.
Over the years, the team at Insured Financial Wealth has assisted numerous clients in planning for their futures, evaluating all of their specific scenarios and money saving options. As family oriented individuals, our team understands the significance of being stable and secure. Because of this, our mission is to help individuals and families protect their assets in a way that works best for them.
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I met Mike Delmonico at a college planning seminar that he sponsored. His presentation intrigued me, and I decided to make an appointment for my husband and I to meet with him at his office. He was quickly able to capture our financial situation and provide a "Get out of Debt" plan for us that made no sense to us at first, but as we are going through the steps with Mike, we are understanding this much better and are very happy we decided to pursue this. This plan is very different than what my husband and I grew up understanding, but if you allow yourself to think outside the box, you will be delighted with the creative financial planning Mike can provide for your current situation as well as for college planning. I can assure you that Mike is an incredibly patient man - we certainly put him to the test! He is also sincerely passionate about what he does, and is just as excited about us being in a much better financial position in a short period of time as we are! I encourage you to take the leap of faith and meet with Mike - you won't be disappointed!
I have my own business, and I spoke with IFW regarding different retirement savings plans. They showed me a way to maximize my savings, which are growing at a guaranteed rate and are never taxed, even on the gains. I did a lot of research myself on the topic and they were always willing to listen and find out what was most important to me. IFW put together a plan that suits what I want. They designed it around the budget I wanted to work with, and also has the flexibility built in that I can make changes.I've known Mike from Insured Financial Wealth for 27 years and I''m glad that I spoke with him about what I could do for retirement income. I know now that I will have a much more predictable retirement income.
Insured Financial Wealth is truly a super star in the finance/retirement/savings corner of the world. As the former head football coach at both Hofstra and at Brown and then as the director of admissions at the New England Institute of Technology in Warwick, RI, I accrued significant retirement savings through various financial modalities. And of course, I have also had many folks trying to tell me what to do with all of it.Well, once I met Mike at IFW, magic surfaced. I met Mike about 20-plus years ago. I found him fascinating, honest, no-nonsense, smart, creative and loyal. His personal interest and professional skills underscored his customer first and everything else second philosophy. Before long, I began to listen more closely to Mike and his ideas. I also clearly observed his success with others who I knew who worked with him. In light of that interest and Mike's obvious success, I put every penny of my retirement monies into Mike's hands and have never looked back. I asked Mike one question and his answer sold me. I challenged Mike to think of my monies as he would his own mother's. I asked him if he would recommend his plans for me for his mom. He does and he has and the success he created has been remarkable for both her and me.I was a college football player and then a college coach for over 30-plus year. In that light, I admittedly was never smart about money. When Mike and I met, I knew that Mike was the expert I needed to take my funds, put those funds wherever those monies would work best for me. Mike is not reckless. Mike is sound. Mike leans to a conservative but steady flow of income, income not effected and/or negated by the whims and challenge of the stock market.Anyway, Mike confidently took charge of my money issues, issues that I not only wasn't good at monitoring as well as enthusiastically and meticulously schooling me on everything he was doing every step along the way. He constantly kept (and still keeps) updating me on anything and everything I need to know.Quite frankly? I used to think I was a conscientious man, but Mike's care and concern has blown me away. During my initial work with Mike, he met with me scores of times. He always was (and is) patient, makes time for me, answers all of many questions and exudes a confidence rarely seen in anyone in any profession. Heck, he even used a white-board to graphically draw and explain his thoughts and plans. He became more of a teacher and a mentor to me than someone looking simply to sell me something. I am hooked. Mike still calls me at least once a week just to check in, to update me on what might be new, to underscore the success of the plan he put in place for me and to simply and many times to just say hello and see how I am doing.I could write/talk about Mike all day and night. I will stop now and ask anyone who may have any questions about Mike's success to call/email/text me. It's my opinion that if anyone is searching for the best financial plan / retirement program for him or herself and doesn't talk to Mike, he/she would be crazy. Needless to say, every person I have ever heard who has ever spoken to Mike has always signed up for his plans, guidance, and care. I am a living, happy and confident example of having and living a great retirement, all because of Mike's diligence, creativity and care.
To Whom it May Concern,I am writing in regards to my experience with the company Insured Financial Wealth.Mike from IFW, being a friend of my husband, called him one day to see if we would be willing to meet with him to discuss a "get out of debt" plan his company had to offer. Being a skeptic by nature, and having seen too many "too good to be true" programs, I told my husband "sorry, but no, I'm not interested, I don't have time to waste." I figured that since I took care of the household bills, I knew what I was doing. Well, my husband didn't want to hurt Mike's feelings and after putting him off for a few months, much to my dismay, he finally agreed to stop by the house.The day of the appointment I was reviewing our bills and was frustrated that no matter how hard I tried, I couldn't seem to lower our debt. I couldn't figure out what I was doing wrong. Even with that frustration, I was annoyed that they were coming, but after listening to them and seeing the numbers on paper I have to admit the program intrigued me. I told them that at this point there had to be a better way and was willing to try anything.Come to find out, his way was better. We have been working for almost two years now and have paid off over $50,000.00 in debt. I should also mention that we have not had to change our lifestyle either. Our personalized financial plan shows that we could be completely debt free within 10 years, including our mortgage, and still be able to send our 2 children to college and retire without financial hardship.Thank you for being patient with a skeptic and providing the tools to obtain a debt free future.